A mortgage is a method of using property (real or personal) as security for the performance of an obligation, usually the payment of a debt. The term mortgage (from old French, lit. dead pledge) refers to the legal device used for this purpose, but it is also commonly used to refer to the debt secured by the mortgage, the mortgage loan.
As a practical matter, obtaining a mortgage – the right mortgage for you – is as demanding and personal as finding the right home for you. There are all kinds of instruments available for pretty much every circumstance out there. Shop lenders, shop mortgages, shop loan officers before you commit. Below are the major lenders, the minors and some in between.
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